Water Damage Claims Attorney
Has your home suffered damage as a result of water? If so, you are not alone. According to the Sun Sentinel, seventy-nine percent of claims in Florida in 2014 were attributable to some form of water damage. Common sources of water damage include roof leaks, plumbing failures and leaking air conditioning units.
Repairing a property after suffering water damage can be very expensive. Sometimes it is necessary to extract broken pipes from beneath a concrete slab, requiring replacement of a home’s flooring. Other times, it is necessary to completely replace a damaged roof. A homeowner may be required to find alternative living space while these repairs are made.
Fortunately, most homeowners have insurance policies that cover these large expenses. Recently, however, insurers in Florida have been quietly trying to reduce your coverage for covered water damages. Insurance Companies often insert language into their policy that create arbitrary limits or, even worse, complete exclusions for water damage. An insurer will often will slip these limitations and exclusions into your policy when they mail you an automatic renewal. You will not even get a phone call.
If you do not read your new policy (again, you are not alone), you will never know that you lost coverage for water damage. As a result, you will still be paying the same insurance premiums and have no coverage for the major cause of loss covered by property insurance policies! Considering that water damage is the cause of approximately seventy nine percent of claims, you may end up facing the prospect of paying for expensive repairs that you thought were covered out of pocket.
At Trujillo Vargas Gonzalez & Hevia, LLP, our team of water damage claims attorneys are dedicated advocates for property owners that have been wronged by the insurance company that promised to protect them. We have seen thousands of insurance policies and have seen insurers wrongfully deny and underpay claims by attempting to apply inapplicable policy exclusions and limitations. In these cases, we work tirelessly to get our clients the coverage that they were promised and overturn these wrongful denials.
As consumer advocates, we recommend that you do the following:
- Make sure your property is insured;
- Review your coverage with your agent to make sure that you have adequate water damage coverage;
- Call our offices as soon as you suffer a property loss.
Coral Gables (305) 631-2528
Orlando (407) 603-7940
Trujillo Vargas Gonzalez & Hevia, LLP
815 Ponce De Leon Blvd.
Coral Gables, FL 33134
Monday - Friday 8:30am-5:30pm